I’ve written about Kiva before but it bears repeating. I have been lending through Kiva.org for about a year and a half now, and it’s just amazing to know that my money is really helping people in far-flung parts of the world.
In case you don’t know how it works, you go on the Kiva website, where they have a list of people all over the world in need of loans to fund their businesses. You pick one and then decide how much to lend. As the loan is repaid, your money will appear back in your Kiva account and you can lend it to someone else. So the same money ends up helping more and more people. Of course you can put more money into your account and make more loans too. The thing is it’s not charity – these loans are helping people to build up their businesses and provide for their families. And the loans have to be repaid.
I tend to lend money to women who are involved in craft-related businesses. Today I lent to a couple of women who do sewing – bedspreads, clothing etc. I really hope it makes a difference to them.
If you’re strugging with what to give to the person who has everything this Christmas, or there’s a charity-minded individual on your gift list, consider giving them a Kiva gift voucher.